Home-purchase finance planning
Consultation services
Each engagement is a structured planning conversation built from your own figures — not a product we sell. The fee for the engagement you choose is set out in writing when you book, and no charge is made before you have confirmed it.
Affordability roadmap
Our most complete engagement, aimed at households that are roughly half a year to two years away from a purchase. Over several sessions we lay your income, existing commitments and current savings alongside the price bands you are considering, and from that we construct a dated plan to bridge the gap to a deposit.
- Three to four working sessions, held in person in Nonthaburi or by phone.
- A written affordability ceiling you can put in front of a lender, with the working behind it.
- A savings schedule broken down month by month, anchored to the date you want to buy.
- A check-in after three months to recalibrate the plan against what has actually happened.
Fee: set when you book, according to household complexity and session count. Logged as proposed, pending business confirmation.
Readiness review
A single, focused session. We put your current numbers through the same test a lender will apply, then hand you a short, ordered list of the things worth fixing first — so you spend on a formal application only when it is likely to succeed.
- One session of about sixty minutes.
- A one-page readiness note: what is helping, what is hurting, and the next step.
- No obligation to continue into a longer engagement.
Down-payment sprint
Built for buyers whose borrowing position is already sound but whose deposit has not caught up. We reshape your monthly cash flow so the deposit lands on a fixed date, with a budget that holds together past the first month.
- Two sessions plus one rebuild of your cash flow.
- A dated deposit goal with the monthly figure that reaches it.
- A buffer rule that keeps the sprint on track through an unplanned expense.
What these services are not
We do not broker mortgages, sell insurance, or place investment products, and we take no referral or commission payment from any lender or property developer. When a regulated product is the right next step for you, we say so plainly and direct you to a licensed provider.